Being in debt is already stressful and the phone calls of debt collectors only makes it worse. Telling the creditor you to stop calling is unlikely to make them stop, but the attorneys Debt Attorneys will do that for you. Under the FDCPA, once a third-party collector knows you are represented by an attorney, their contact with you must cease. An attorney who understands FDCPA law can take on all communications with your creditors so you no longer have to worry about answering your phone. The FDCPA provides possible civil remedies for consumers who have had their rights violated under the act. FDCPA attorneys are well versed in the law and can recognize unfounded threats, punishments, or representations that are violation of the Act. If a violation of your rights has occurred we can help you pursue legal recourse for the violation or provide the violations to you or a 3rd party if you are negotiating your debt. Give us a call today at +12138737370 to learn more and we'll be glad to assist you.
Bankruptcy is not the only answer. Our attorneys are able to defense creditor lawsuits and typically resolve them without the need for you to go to court. If you have received a summons time is not on your side and you could end up with a default judgement if you do not respond to a summons. Contact Debt Attorneys ASAP so that one of our attorneys can represent you and provide the most affordable resolution possible to your legal matter.
Nobody wants to have to file for bankruptcy but sometimes it is the best option. Our attorneys are experts in both Chapter 7 and Chapter 13 bankruptcies. Chapter 7 Bankruptcy is often referred to as “straight” bankruptcy, Chapter 7 bankruptcy involves the liquidation of non-exempt assets to pay off creditors. It is generally the fastest and most straightforward form of bankruptcy if you qualify. Our attorneys will protect your rights and financial interests in these cases. Chapter 13 bankruptcy is often a good choice for debtors with steady incomes and people with secured debts such as homeowners who wish to save their homes from foreclosure. All property is protected under Chapter 13, as well as co-signers. This form of bankruptcy involves the reorganization of debt through a repayment plan.
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